Save with purpose.
Borrow with trust.
GreenThrift is the savings and loan arm of GreenTouch Trade and Investment Limited — personal and business loans, everyday savings, target savings for the goal you're chasing, and simple investment plans, all in naira.
Member-owned
A cooperative run for the people who save into it.
No app required
Save and transact by phone, USSD, or in person.
Every entry recorded
Contributions and repayments logged to your account.
Real people, real branch
Based at Abule Egba, Lagos — talk to someone directly.
Five ways to save, borrow, and grow
Every product ties back to one account — yours. Choose what fits where you are right now.
Personal Loan
For the things that can't wait — rent, school fees, a medical bill, a family event. Set up direct debit from your bank account or card and repayments happen automatically, on schedule.
Apply in the appLoan applications are completed in the GreenThrift app.
Business Loan
Working capital to stock up, expand a stall, or launch what you've been planning. Sized to your trade, with automatic direct debit repayment from your business account.
Apply in the appLoan applications are completed in the GreenThrift app.
Regular Savings
Daily, weekly, or monthly contributions, entered every time you pay in. Your balance earns interest automatically while it builds.
Start savingTarget Savings
Name the goal — rent renewal, a car, a wedding — set the amount and date, and watch it fill toward the target while earning interest along the way.
Set a targetInvestment Plans
Put idle naira to work through GreenThrift's cooperative investment options for members who want more.
See what fitsNot sure which one?
Tell us what you're saving or borrowing for — we'll point you to the right product.
Call 0803 345 8024Bank smarter with the GreenThrift app
Apply for a loan, grow your savings, and keep an eye on your target — all without a trip to the branch. Booking a loan starts in the app.
Apply for a personal or business loan and track your application status
Save toward a target and watch interest accrue on your balance
Set up direct debit for automatic loan repayment — nothing to remember
Check your balance and passbook history any time, without calling in
How a loan works, start to finish
Once you've applied, here's what happens on GreenThrift's side before money reaches your account.
Apply
Submit your loan application in the GreenThrift app, with your documents and, where required, guarantor details.
Review
An officer checks your documents, income or business activity, and savings history to size an offer that fits.
Disbursement
Once approved, funds are paid into your GreenThrift account and you're notified of your repayment schedule.
Automatic repayment
Direct debit takes each instalment from your linked bank account or card on its due date — nothing to remember.
What to bring
Have these ready and most accounts can be opened, or a loan application started, in one sitting.
Identification
- Valid ID — NIN, voter's card, driver's licence, or passport
- One recent passport photograph
- Proof of address (utility bill or tenancy document)
For savings accounts
- Completed membership form
- Next of kin details
- Opening contribution, any amount you're comfortable with
For loan applications
- Everything above, plus proof of income or business activity
- Guarantor details, where applicable
- Bank account or card details, to set up direct debit for automatic repayment
- An existing savings history helps your application
Requirements can vary slightly by product and loan size. Call 0803 345 8024 before you travel to the branch and an officer will confirm exactly what to bring.
No app required to start
Dial the USSD code
Check your standing or start a transaction from any phone — no data needed.
Call or email the office
Speak with someone at 0803 345 8024 or greentouchtrade@gmail.com.
Visit the branch
Come by 10 Jibowu Road, U-turn Bus Stop, Abule Egba — bring a valid ID to start same-day.
Works on any mobile line — no internet connection needed. Follow the prompts to check balances or transact.
Dial nowHalf the shield is trust.
Half of it is growth.
GreenThrift is the savings and loan arm of GreenTouch Trade and Investment Limited — built to help members and small businesses in Nigeria save with discipline and borrow without the runaround, in naira, on terms that make sense.
A consistent savings history strengthens your standing for future loan applications.
One membership covers personal savings, business needs, and shared goals like Target Savings.
A human alternative to app-only lenders — an officer you can actually speak with about your situation.
Member-owned
A cooperative structure, run for the people who save into it.
Every entry accounted for
Contributions and repayments recorded to your account.
Access on your terms
Reach us by phone, USSD, or in person — whichever fits.
Built for naira reality
Priced, saved, and lent entirely in ₦.
See a sample repayment plan
Move the sliders to see what a loan could look like month to month. This is illustrative — your exact rate and terms are confirmed by a GreenThrift officer when you apply.
Example only, calculated at an illustrative flat rate of 3% per month. Actual interest, fees and eligibility are set by GreenThrift on application and depend on the loan product and your repayment history. Ready to proceed? Loan applications are completed in the GreenThrift app.
Before you ask, a head start
Any adult resident in Nigeria can apply for membership. Bring a valid ID and a recent passport photograph to the branch, or call to start the process over the phone.
No. You can save, check your balance, and manage transactions by dialling *7006*20*143# from any mobile phone, by calling the office, or by visiting the branch.
Every contribution, withdrawal, and repayment is logged against your individual member account — nothing is pooled without a record tied to your name.
Target Savings is designed to help you stay disciplined toward a specific goal. Speak with an officer about your situation — call 0803 345 8024 to discuss early access.
Regular Savings is open-ended, for everyday contributions with no fixed end date. Target Savings is tied to a specific goal amount and deadline you set.
Timing depends on the loan type, amount, and how quickly your documents are provided. Call ahead of your visit and an officer will give you a realistic timeline.
Open your account with GreenThrift
Call, email, or walk into the branch at Abule Egba — whichever is easiest, someone will take you through it in one sitting.